1. āĻŦā§āϝāĻžāĻāĻā§āϰ NPA-āĻāϰ āĻĒā§āϰā§āĻŖāϰā§āĻĒ āĻā§?
a) Net Profit Account
b) Non-Performing Asset
c) National Payment Account
d) New Public Asset
Answer: Non-Performing Asset
2. āĻāĻžāϰāϤā§āϰ āĻŽā§āĻĻā§āϰāĻžāύā§āϤāĻŋ (Monetary Policy) āĻā§ āύāĻŋāϰā§āϧāĻžāϰāĻŖ āĻāϰā§?
a) Monetary Policy Committee (MPC)
b) āĻ āϰā§āĻĨ āĻŽāύā§āϤā§āϰāĻ
c) SEBI
d) NITI Aayog
Answer: Monetary Policy Committee (MPC)
Explanation: RBI-āĻāϰ Monetary Policy Committee āύā§āϤāĻŋāĻāϤ āϏā§āĻĻā§āϰ āĻšāĻžāϰ āύāĻŋāϰā§āϧāĻžāϰāĻŖ āĻāϰā§āĨ¤
3. World Bank-āĻāϰ āϏāĻĻāϰ āĻĻāĻĒā§āϤāϰ āĻā§āĻĨāĻžāϝāĻŧ?
a) āĻā§āύā§āĻāĻž
b) āϞāύā§āĻĄāύ
c) āĻāϝāĻŧāĻžāĻļāĻŋāĻāĻāύ āĻĄāĻŋāϏāĻŋ
d) āĻĒā§āϝāĻžāϰāĻŋāϏ
Answer: āĻāϝāĻŧāĻžāĻļāĻŋāĻāĻāύ āĻĄāĻŋāϏāĻŋ
Explanation: World Bank-āĻāϰ āϏāĻĻāϰ āĻĻāĻĒā§āϤāϰ āϝā§āĻā§āϤāϰāĻžāώā§āĻā§āϰā§āϰ āĻāϝāĻŧāĻžāĻļāĻŋāĻāĻāύ āĻĄāĻŋāϏāĻŋāϤ⧠āĻ āĻŦāϏā§āĻĨāĻŋāϤāĨ¤
4. 'Fiscal Deficit' āĻŦāϞāϤ⧠āĻā§ āĻŦā§āĻāĻžāϝāĻŧ?
a) āϏāϰāĻāĻžāϰā§āϰ āĻŽā§āĻ āĻāϝāĻŧ
b) āĻāĻŽāĻĻāĻžāύāĻŋ-āϰāĻĒā§āϤāĻžāύāĻŋāϰ āĻĒāĻžāϰā§āĻĨāĻā§āϝ
c) āĻŦā§āϝāĻžāĻāĻā§āϰ āϞāĻžāĻ
d) āϏāϰāĻāĻžāϰā§āϰ āĻŽā§āĻ āĻŦā§āϝāϝāĻŧ āĻ āĻŽā§āĻ āĻāϝāĻŧā§āϰ (āĻāĻŖ āĻŦāĻžāĻĻā§) āĻŦā§āϝāĻŦāϧāĻžāύ
Answer: āϏāϰāĻāĻžāϰā§āϰ āĻŽā§āĻ āĻŦā§āϝāϝāĻŧ āĻ āĻŽā§āĻ āĻāϝāĻŧā§āϰ (āĻāĻŖ āĻŦāĻžāĻĻā§) āĻŦā§āϝāĻŦāϧāĻžāύ
5. Open Market Operations (OMO)-āĻāϰ āĻŽāĻžāϧā§āϝāĻŽā§ RBI āĻā§ āĻā§āϰāϝāĻŧ-āĻŦāĻŋāĻā§āϰāϝāĻŧ āĻāϰā§?
a) āĻŦāĻŋāĻĻā§āĻļāĻŋ āĻŽā§āĻĻā§āϰāĻž
b) āϏā§āύāĻž
c) āϏāϰāĻāĻžāϰāĻŋ āϏāĻŋāĻāĻŋāĻāϰāĻŋāĻāĻŋāĻ
d) āĻāϰā§āĻĒā§āϰā§āĻ āĻļā§āϝāĻŧāĻžāϰ
Answer: āϏāϰāĻāĻžāϰāĻŋ āϏāĻŋāĻāĻŋāĻāϰāĻŋāĻāĻŋāĻ
6. 'Liquidity Adjustment Facility (LAF)' āĻŽā§āϞāϤ āĻā§āύ āĻĻā§āĻāĻŋ āϰā§āĻā§āϰ āĻŽāĻžāϧā§āϝāĻŽā§ āĻĒāϰāĻŋāĻāĻžāϞāĻŋāϤ āĻšāϝāĻŧ?
a) Repo Rate āĻ Reverse Repo Rate
b) Bank Rate āĻ MSF
c) CRR āĻ SLR
d) Base Rate āĻ MCLR
Answer: Repo Rate āĻ Reverse Repo Rate
7. 'Core Inflation' āĻšāĻŋāϏāĻžāĻŦ āĻāϰāĻžāϰ āϏāĻŽāϝāĻŧ āϏāĻžāϧāĻžāϰāĻŖāϤ āĻā§āύ āĻĻā§āĻāĻŋ āĻāĻĒāĻžāĻĻāĻžāύ āĻŦāĻžāĻĻ āĻĻā§āĻāϝāĻŧāĻž āĻšāϝāĻŧ?
a) āĻļāĻŋāĻā§āώāĻž āĻ āϏā§āĻŦāĻžāϏā§āĻĨā§āϝ
b) āĻāĻžāĻĻā§āϝ āĻ āĻā§āĻŦāĻžāϞāĻžāύāĻŋ
c) āĻĒā§āĻļāĻžāĻ āĻ āĻŦāĻžāϏāϏā§āĻĨāĻžāύ
d) āĻĒāϰāĻŋāĻŦāĻšāύ āĻ āϝā§āĻāĻžāϝā§āĻ
Answer: āĻāĻžāĻĻā§āϝ āĻ āĻā§āĻŦāĻžāϞāĻžāύāĻŋ
8. 'Stagflation' āĻŦāϞāϤ⧠āĻā§ āĻŦā§āĻāĻžāϝāĻŧ?
a) āĻāĻā§āĻ āĻĒā§āϰāĻŦā§āĻĻā§āϧāĻŋ āĻ āĻāĻŽ āĻŽā§āϞā§āϝāϏā§āĻĢā§āϤāĻŋ
b) āĻāĻā§āĻ āĻŽā§āϞā§āϝāϏā§āĻĢā§āϤāĻŋ, āĻāĻŽ āĻĒā§āϰāĻŦā§āĻĻā§āϧāĻŋ āĻ āĻāĻā§āĻ āĻŦā§āĻāĻžāϰāϤā§āĻŦ
c) āĻāĻŽ āĻŽā§āϞā§āϝāϏā§āĻĢā§āϤāĻŋ āĻ āĻāĻā§āĻ āĻāϰā§āĻŽāϏāĻāϏā§āĻĨāĻžāύ
d) āĻļā§āϧā§āĻŽāĻžāϤā§āϰ GDP āĻŦā§āĻĻā§āϧāĻŋ
Answer: āĻāĻā§āĻ āĻĒā§āϰāĻŦā§āĻĻā§āϧāĻŋ āĻ āĻāĻŽ āĻŽā§āϞā§āϝāϏā§āĻĢā§āϤāĻŋ
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9. Monetary Policy Committee (MPC)-āϤ⧠āĻŽā§āĻ āĻāϤāĻāύ āϏāĻĻāϏā§āϝ āĻĨāĻžāĻā§āύ?
a) ā§Ē āĻāύ
b) ā§Ŧ āĻāύ
c) ā§ āĻāύ
d) ā§§ā§Ļ āĻāύ
Answer: ā§Ŧ āĻāύ
10. 'Crowding Out Effect' āϏāĻžāϧāĻžāϰāĻŖāϤ āĻāĻāύ āĻĻā§āĻāĻž āϝāĻžāϝāĻŧ?
a) āϏāϰāĻāĻžāϰ āĻ āϤāĻŋāϰāĻŋāĻā§āϤ āĻāĻŖ āĻā§āϰāĻšāĻŖ āĻāϰāϞā§
b) āϰāĻĒā§āϤāĻžāύāĻŋ āĻŦā§āĻĻā§āϧāĻŋ āĻĒā§āϞā§
c) āĻāϰ āĻāĻŽāϞā§
d) āĻŽā§āĻĻā§āϰāĻžāϏā§āĻĢā§āϤāĻŋ āĻāĻŽāϞā§
Answer: āϏāϰāĻāĻžāϰ āĻ āϤāĻŋāϰāĻŋāĻā§āϤ āĻāĻŖ āĻā§āϰāĻšāĻŖ āĻāϰāϞā§
Explanation: āϏāϰāĻāĻžāϰ āĻŦā§āĻļāĻŋ āĻāĻŖ āύāĻŋāϞ⧠āĻŦā§āϏāϰāĻāĻžāϰāĻŋ āĻāĻžāϤā§āϰ āĻāύā§āϝ āĻāĻŖā§āϰ āĻĒā§āϰāĻžāĻĒā§āϝāϤāĻž āĻāĻŽā§ āϝā§āϤ⧠āĻĒāĻžāϰā§, āĻāĻā§ Crowding Out Effect āĻŦāϞā§āĨ¤
11. āϝāĻĻāĻŋ RBI CRR āĻŦā§āĻĻā§āϧāĻŋ āĻāϰā§, āϤāĻžāĻšāϞ⧠āϏāĻžāϧāĻžāϰāĻŖāϤ āĻā§ āĻšāĻŦā§?
a) āĻŦā§āϝāĻžāĻāĻā§āϰ āĻāĻŖ āĻĻā§āĻāϝāĻŧāĻžāϰ āĻā§āώāĻŽāϤāĻž āĻŦāĻžāĻĄāĻŧāĻŦā§
b) āĻŦā§āϝāĻžāĻāĻā§āϰ āĻāĻŖ āĻĻā§āĻāϝāĻŧāĻžāϰ āĻā§āώāĻŽāϤāĻž āĻāĻŽāĻŦā§
c) āĻŦā§āĻĻā§āĻļāĻŋāĻ āĻŽā§āĻĻā§āϰāĻžāϰ āϰāĻŋāĻāĻžāϰā§āĻ āĻŦāĻžāĻĄāĻŧāĻŦā§
d) GST-āĻāϰ āĻšāĻžāϰ āĻāĻŽāĻŦā§
Answer: āĻŦā§āϝāĻžāĻāĻā§āϰ āĻāĻŖ āĻĻā§āĻāϝāĻŧāĻžāϰ āĻā§āώāĻŽāϤāĻž āĻāĻŽāĻŦā§
12. 'Capital Adequacy Ratio (CAR)' āĻĒā§āϰāϧāĻžāύāϤ āĻā§ āύāĻŋāϰā§āĻĻā§āĻļ āĻāϰā§?
a) āĻŦā§āϝāĻžāĻāĻā§āϰ āϞāĻžāĻā§āϰ āĻšāĻžāϰ
b) āĻāĻŽāĻžāύāϤā§āϰ āĻĒāϰāĻŋāĻŽāĻžāĻŖ
c) āĻļāĻžāĻāĻžāϰ āϏāĻāĻā§āϝāĻž
d) āĻŦā§āϝāĻžāĻāĻā§āϰ āĻŽā§āϞāϧāύā§āϰ āĻĒāϰā§āϝāĻžāĻĒā§āϤāϤāĻž āĻ āĻā§āĻāĻāĻŋ āĻŦāĻšāύā§āϰ āϏāĻā§āώāĻŽāϤāĻž
Answer: āĻŦā§āϝāĻžāĻāĻā§āϰ āĻŽā§āϞāϧāύā§āϰ āĻĒāϰā§āϝāĻžāĻĒā§āϤāϤāĻž āĻ āĻā§āĻāĻāĻŋ āĻŦāĻšāύā§āϰ āϏāĻā§āώāĻŽāϤāĻž
13. 'Basel III' āĻŽā§āϞāϤ āĻā§āύ āĻŦāĻŋāώā§ā§āϰ āϏāĻā§āĻā§ āϏāĻŽā§āĻĒāϰā§āĻāĻŋāϤ?
a) āĻā§āώāĻŋ āĻāĻŖ
b) āĻŦā§āϝāĻžāĻāĻāĻŋāĻ āύāĻŋāϝāĻŧāύā§āϤā§āϰāĻŖ āĻ āĻŽā§āϞāϧāύ āĻŽāĻžāύāĻĻāĻŖā§āĻĄ
c) āĻļā§āϝāĻŧāĻžāϰ āĻŦāĻžāĻāĻžāϰ
d) āĻŦā§āĻĻā§āĻļāĻŋāĻ āĻŦāĻžāĻŖāĻŋāĻā§āϝ
Answer: āĻŦā§āϝāĻžāĻāĻāĻŋāĻ āύāĻŋāϝāĻŧāύā§āϤā§āϰāĻŖ āĻ āĻŽā§āϞāϧāύ āĻŽāĻžāύāĻĻāĻŖā§āĻĄ
14. 'Balance of Payments (BoP)' āĻā§ āύāĻŋāϰā§āĻĻā§āĻļ āĻāϰā§?
a) āĻāĻāĻāĻŋ āĻĻā§āĻļā§āϰ āĻŦāĻŋāĻļā§āĻŦā§āϰ āϏāĻā§āĻā§ āϏāĻŦ āĻ āϰā§āĻĨāύā§āϤāĻŋāĻ āϞā§āύāĻĻā§āύā§āϰ āĻšāĻŋāϏāĻžāĻŦ
b) āϏāϰāĻāĻžāϰā§āϰ āĻŦāĻžāϰā§āώāĻŋāĻ āĻŦāĻžāĻā§āĻ
c) āĻļā§āϧā§āĻŽāĻžāϤā§āϰ āĻāĻŽāĻĻāĻžāύāĻŋāϰ āĻšāĻŋāϏāĻžāĻŦ
d) āĻļā§āϧā§āĻŽāĻžāϤā§āϰ āϰāĻĒā§āϤāĻžāύāĻŋāϰ āĻšāĻŋāϏāĻžāĻŦ
Answer: āĻāĻāĻāĻŋ āĻĻā§āĻļā§āϰ āĻŦāĻŋāĻļā§āĻŦā§āϰ āϏāĻā§āĻā§ āϏāĻŦ āĻ āϰā§āĻĨāύā§āϤāĻŋāĻ āϞā§āύāĻĻā§āύā§āϰ āĻšāĻŋāϏāĻžāĻŦ
Explanation: BoP-āĻ āĻāĻāĻāĻŋ āĻĻā§āĻļā§āϰ āĻŦāĻŋāĻĻā§āĻļā§āϰ āϏāĻā§āĻā§ āĻĒāĻŖā§āϝ, āĻĒāϰāĻŋāώā§āĻŦāĻž, āĻŦāĻŋāύāĻŋāϝāĻŧā§āĻ āĻ āĻŽā§āϞāϧāύ āϏāĻāĻā§āϰāĻžāύā§āϤ āϏāĻŦ āϞā§āύāĻĻā§āύ āĻ āύā§āϤāϰā§āĻā§āĻā§āϤ āĻĨāĻžāĻā§āĨ¤
15. āĻā§āύāĻāĻŋ āĻāĻāĻāĻŋ āϏāϰāĻāĻžāϰāĻŋ āĻŦā§āϝāĻžāĻāĻ?
a) HDFC Bank
b) ICICI Bank
c) Punjab National Bank (PNB)
d) Axis Bank
Answer: Punjab National Bank (PNB)
Explanation: PNB āĻāĻžāϰāϤā§āϰ āĻāĻāĻāĻŋ āϏāϰāĻāĻžāϰāĻŋ (Public Sector) āĻŦā§āϝāĻžāĻāĻāĨ¤